The three fronts, in order
- Tax numbers — the personal identification number and, when applicable, the one linked to the entity
- The entity — type of company, state of registration, registered agent and the documents that prove who controls it
- Banking — the account itself, and the documentation the institution will ask for to open it
Why the bank account is the part that fails
Opening the account is not a formality. Financial institutions apply their own compliance analysis, and what they look for is consistency: a real activity, a coherent source of funds and documents that match each other.
A file assembled in a hurry, with names spelled differently or with a business purpose that does not match the company's stated object, is denied — and each denial makes the next attempt harder. This is the step where the sequence has to be respected.
What is normally requested
- Incorporation documents and the entity's identification number
- Personal identification and proof of address, in the United States or abroad
- Description of the activity and of the origin of the funds
- Contracts, invoices or a business plan, depending on the institution
- Presence at the opening, in person or by video, depending on the bank's policy
Where A2B fits
We are not accountants and we do not open accounts on behalf of clients. We organise the sequence, introduce the professionals that do the regulated work, prepare the file so that it is internally consistent, and follow the process until the structure is operational.
Frequently asked questions
Do I need a company to open an account in the United States?
Not necessarily, but a non-resident opening a personal account faces more restrictions. For families with activity here, the entity often ends up being the practical route. This is assessed with the accountant and the bank.
Can I open the account from Brazil?
Some institutions accept remote opening, with video verification and additional documentation. Others require presence. Availability changes over time and varies from bank to bank.
Can A2B Relocation open the account or the company for me?
No. Incorporation and accounting are regulated work, and account opening is the bank's decision. We coordinate the parties, prepare the documentation and follow the timeline.
This guide is general orientation about how a relocation process is organised. It is not legal, tax or immigration advice, and it does not replace an analysis of your own case by a licensed professional in the United States. Regulated work is carried out by the licensed partners we introduce.
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